Are surprise expenses throwing your budget into chaos? Whether it’s holiday shopping or an unexpected car repair, sinking funds are the stress-free way to stay prepared and in control. By setting aside small amounts over time for predictable expenses, you can break free from financial surprises and avoid debt. In this post, I’ll show you how to set up sinking funds step-by-step, share real-life examples, and even provide a free Sinking Fund Planner to help you get started. Ready to take the stress out of budgeting? Let’s dive in!”